BC Point, Biometric Cash-Out & Social DBT
Banking, AePS & Financial Inclusion / बँक मित्र व आधार पेमेंट कक्ष
Assisted banking services at your doorstep and Kendra: Aadhaar-enabled biometric cash withdrawal (AePS), Micro-ATM debit card cash-out, PMJDY Jan Dhan account opening, PM-Kisan & DBT pension cash payout, and domestic money transfers.
AePS Cash Withdrawal & Balance
आधार बायोमेट्रिक पैसे काढणे व शिल्लक तपासणी
Withdraw cash instantly using just your Aadhaar number and fingerprint biometric scan. No physical debit card or bank visit required.
- Compatible with all scheduled commercial & rural banks
- Instant thermal printed transaction receipt with RRN
DBT Pension & Scheme Cash Payout
थेट लाभ हस्तांतरण (DBT) योजनांचे रोख वाटप
Immediate cash withdrawal for government direct benefit deposits without long queues at bank branches.
- Mukhyamantri Majhi Ladki Bahin (₹1,500/mo)
- PM-Kisan & Namo Shetkari (₹2,000/installment)
- Sanjay Gandhi Niradhar & Shravanbal pensions
PMJDY Jan Dhan Bank Accounts
प्रधानमंत्री जन धन योजना शून्य शिल्लक खाते
Assisted account opening for unbanked citizens with zero-balance facility, RuPay debit card, and accidental insurance.
- Free RuPay debit card with ₹2L accidental insurance
- Direct linking for state and central government subsidies
Frontline Financial Inclusion Services
Domestic Money Transfer (DMT)
Send money instantly to any bank account across India. Specially designed for migrant workers, students, and rural families.
Key DMT Features:
- Instant Credit: Real-time transfer via National Payments Corporation of India (NPCI) IMPS rail.
- Beneficiary Validation: Name lookup before debit to prevent transfer to erroneous account numbers.
- SMS Acknowledgement: Sender and recipient both receive instant transaction confirmation.
Atal Pension Yojana (APY) Enrolment
Government-backed pension scheme for unorganized sector workers aged 18 to 40 years, providing monthly pension after age 60.
Pension Tiers & Benefits:
- Fixed Pension: Choose from ₹1,000, ₹2,000, ₹3,000, ₹4,000, or ₹5,000 guaranteed per month for life.
- Spouse Continuation: Same monthly pension continues to surviving spouse upon subscriber demise.
- Nominee Corpus: Return of accumulated pension wealth to nominee after demise of spouse.
Mandatory Banking & Security Safeguards (RBI Guidelines)
e-Setu Kendras operate strictly as authorized Business Correspondents (BC) / Customer Service Points (CSP) under scheduled bank tie-ups: